Take Advantage of Rewards and APR Offers Before They Disappear Forever

Any person who applied for their first credit card in the 1980s or earlier will tell you that credit cards were much harder to get and offered very few of the perks we take for granted today. With the economy still sluggish and a more tightly regulated credit card industry, could we see a return to more modest credit cards? Many experts seem to think so:

"We are going to see attempts to limit the rewards," at least in the short term...
regulations will probably lead to less lucrative rewards programs in due course."

If you've been looking to get a new card, now is probably a good time to apply, but remember to look out for those high annual fees that are starting to become more common these days.

Wall Street Journal